Offering a quick response to a consumer credit request. This is the idea of the online broker Youdge, which has just raised 5 million euros. An amount that will permit the company to recruit and to expand internationally (Italy and Spain).
"We are a neo-broker, 100% digital, specialising in consumer credit", explains David Chemla, co-founder of Youdge. The start-up supports users from their search for a loan through to taking out the contract.
Practically speaking, Internet users can apply for car loans, consumer loans or even building loans and, at the end of the form, the start-up queries all the partner banks and credit organisations to submit the application. The main advantage: a pre-acceptance within a few seconds of completing the steps on the site and a final validation within 24 or 48 hours.
Focus on microcredit and business credit
"Our loans range from 500 to 75,000 euros with maturities of between 6 and 84 months, but it all depends on the offer," says the director. To ensure its ongoing development, the young company has raised 5 million euros. An amount that will enable it to employ around ten people in technology and marketing in 2022.
In addition, Youdge plans to expand into Spain and Italy next year. Alongside this, the company will launch new products, such as mini-credit and professional credit in the second half of 2022. "Finally, we want to grow externally," says David Chemla.
To make its service known to as many people as possible, the start-up is banking on SEA, both on Google and on social networks. "We will now leverage SEO and focus on the Youdge brand," he concludes.
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